Advisors provide a continuous flow of information on the topics covered by each practice, including consultant insights and reports from the front lines, analyses of trends, and breaking new ideas. Advisors are delivered directly to your email inbox, and are also available in the resource library.

The Modern Meaning Model

Barry Devlin

Data architecture as currently practiced is beset with a range of problems, many of which are described in a recent issue of Cutter Business Technology Journal — as are some solutions to some of the problems. However, I contend that we need to return to basics in decision making and ask how decisions are actually made by people and in organizations.


2020 Trends and Predictions — An Introduction

Cutter Team

From the need for more tech­nology regulation to what technologies will be most transformative, from guidelines for keeping our data safe to minimizing the profusion of misinformation — we are sure you’ll find value in the observations in this issue of Cutter Business Technology Journal. We trust that they’ll give you the foresight to proceed with optimism, yet vigilance, into this new decade.


Business Design Identifies and Points to the Data

Whynde Kuehn, Mike Clark

With a systematic way to assess, design, measure, implement, and effec­tively manage data, leaders increase the chances of maximizing the true potential of AI/ML, while meeting the needs of regulators.


Agile Budgeting — A Critical Component of Establishing Value Streams

Borys Stokalski, Aleksander Solecki

Agile budgeting in the value streams is about products, rather than projects, forming the value stream portfolio. A product can already exist and generate value or can be an innovative idea that may turn into a component of the value stream portfolio.


Tokens and the Token Economy

Philip Greenwood, Mark Woodman

The combination of a blockchain data structure and a set of consensus rules allows something magical to happen: stateless, bankless, digital money (aka cryptocurrency). More precisely, what is loosely described as a cryptocurrency is a fungible “token” that is “native” to a blockchain. The major native tokens can be exchanged for the government-backed fiat currencies we are more used to, but smart contracts can create and maintain special-purpose tokens.


Bringing the Cognitive Enterprise Vision into Focus

William Ulrich

In the webinar, “Envisioning the Organization of the Future: The Cognitive Enterprise,” Cutter Consortium Fellow William Ulrich described the formalisms that underpin the cognitive enterprise vision, the benefits to be accrued under that vision, and the steps your organization can take to begin its journey toward a cognitive enterprise vision while achieving incremental value at each step along the way. This Advisor shares with you some of the questions Bill fielded at the end of the webinar and his responses.  


Hear My Words: Transformer-Based Models for NLP and Speech Recognition

Curt Hall

Transformer-based natural language processing (NLP) models have serious implications for the entire field of NLP — from speech recognition systems to natural language generation (NLG), natural language understanding (NLU), machine translation, and text analysis applications. Consequently, tools for developing transformer-based models have become popular among researchers and developers implementing NLP applications.


What's It Going to Take to Build a Blockchain Regulatory Sandbox?

Patryk Walaszczyk

To increase the chance for blockchain/distributed ledger technology (DLT) to gain traction and for improved market awareness and adoption of the technology, what should the reference model of the regulatory sandbox dedi­cated for blockchain/DLT technology look like?


Putting Up the Guardrails for Your Teams

James Schiel

To create an organization that can effectively respond to heightened customer centricity and product customization, you need effective and coordinated product development teams. To respond to customer needs quickly, teams need to be autonomous, empowered, self-organizing, and cross-functional. They must take high-level direction from management and then, through intense collaboration, complete work more quickly than their predecessors. In this Advisor, we share our thoughts on putting up guardrails for your teams.


Driving Toward Digital Architecture

Kaine Ugwu

Digital architecture involves internal stakeholders shifting paradigms from thinking of solutions from within to fully incorporating external stakeholders (customers) in the solution design process. Different organizations leverage various approaches to achieve this paradigm shift, but one of the main drivers of digital architecture is customer centricity. This Advisor highlights this driver as well as some of the other most critical ones.


Blockchain: New Industry Trends, Developments, Use Cases — An Introduction

Karolina Marzantowicz

This issue of Cutter Business Technology Journal (CBTJ) continues the conversation we began in our last CBTJ and focuses on blockchain technology adoption beyond cryptocurrencies and financial services. The authors explore areas such as energy and utilities and government and present real examples of successful DLT implementations. They share their practical experiences in overcoming and addressing some of the known issues with blockchain projects.


Hiding in Plain Sight: The Pseudo-Privacy of Blockchain

Iweta Laskowska

In the era of open source projects, which enable deep analysis of code, it is doubtful that we can maintain privacy through the ages. Publicly accessible code facilitates consistent improvements and debugging through the regular scrutiny of accessible data. At the same time, it also increases the possibility of finalizing an attack on the network, causing losses and a reduction in trust. As a result, several companies now focus on analyzing blockchains.


Take a Complementary Path Toward Legacy Transformation

Juan Gonzalez, Rocio Castedo, Jaime Gomez

Digital competitors have raised the bar and are forcing incumbents from virtually every industry into huge transformation programs. To win this race for digitalization, incumbents are investing vast amounts of resources into multi-year programs that require them to change the engine with the train still rolling. This requires executive teams to manage many challenges and produce multiple results that are either different than expected or diluted.


Coming to Your Team's Emotional Rescue

Vince Kellen

How should project teams corral the natural but emotional forces exerting pressure on project decision making and processes?


Architecture for Digital Business: An Interview with Mike Rosen

Cutter Consortium

Mike Rosen’s webinar “Architecture for Digital Business” explored how to support your business transformation by taking an architectural approach to strategy. Here are four questions we asked Mike at the end of the webinar that you may also be considering.


Design Thinking to the Rescue!

Gustav Toppenberg, Biren Mehta

Transformation of a company and managing through change are inherently difficult. The inclusion of a digital component in this transformation effort makes the work that much more challenging, even for the sharpest and most visionary of executives. Companies undertaking digital transformation, in our opinion and based on our experience, face four major challenges that we believe design thinking tools can help overcome. In this Advisor, we explore two of these challenges and explain how design thinking can provide solutions.


It's All About the Customer

Curt Hall

Organizations should view customer analytics as a way to help align the enterprise and make it function from the same set of metrics to provide the much-talked-about but often difficult-to-achieve “single view” of the customer. This view serves as the basis for making decisions about how best to interact with your customers; in effect driving all aspects of the customer lifecycle — from acquisition, retention, and growth to maintaining loyalty and measuring ROI across the organization.


Getting to the Core of Your AI Strategy

Pavankumar Mulgund, Sam Marrazzo

AI strategy, at its core, must address vital questions, such as the following: How can AI deliver better value to customers? How can it help companies increase revenues, enhance efficiency, and reduce human errors? How can AI capabilities be integrated into the existing organizational processes to develop a distinct competitive advantage? To address those questions, AI strategy must closely align with a company’s business objectives, ensuring synergy between the corporate strategy and the AI strategy.


How Can AI Improve Agile Projects?

Jon Ward

In a recent on-demand webinar, “Using AI to Improve Agile Teams,” Cutter Consortium Senior Consultant Jon Ward described a team that was able to cut time-to-market in half and reduce the cost to deliver by 60% by using Agile with artificial intelligence (AI). He addressed how AI could be used to further enhance a team’s productivity, where AI might inhibit it, and outlined where AI can be used to improve your productivity. This Advisor shares some of the questions Jon responded to at the end of the webinar, which you may also be considering.


To Start a Fire, An Architect Needs Matchsticks (and Paper)

Balaji Prasad

How does an architect see things that may be dark otherwise? There are many examples where seeing things differently make things different, sometimes with extraordinary, decades-long impact.


Data Architecture Is Really About People — An Introduction

Martijn ten Napel

This issue of CBTJ will help you understand that a data architecture should be much more than merely a technology roadmap. To be of any value to people in an organization, the architecture should guide the people in an organization to an understanding of how to organize for ever-changing information requirements.


Are You Getting the Most from Your Data Scientist?

Bhuvan Unhelkar

The data scientist role is perhaps the most important of all roles in the adoption of big data–based decision making.


Unblocking Blockchain

Steven Kursh, Arthur Schnure

Clearly, blockchain will have an impact on technology and the ways we conduct business and how governments and not-for-profits provide services. But until we alleviate several clear barriers, progress will be slow. We discuss a handful of those barriers in this Advisor, including lack of interoperability, lack of mature toolsets, and lack of qualified personnel.


How Would You Like to Pay for That? Blockchain in Payment Services

Lavlin Agrawal, Pavankumar Mulgund, Raj Sharman

In this Advisor, we consider the four types of blockchain and explore some financial services where blockchain can be used effectively to enhance customer experience and increase the efficiency of those services.


The 3 Pillars of Digital Architecture

Mark Greville

Architecture should play a key role in creating the strategy for a digital business. But strategy alone is not enough, so architecture must go deeper by focusing on three pillars: (1) accelerated change, (2) decentralized decisions, and (3) public self-governance.