D.J. Vogel, CISSP, CISA, is a Principal at 403 Labs, LLC, an information security firm providing security, risk management, and compliance consulting. He works closely with regulatory agencies and payment card associations to help define and strengthen industry security standards, including the Payment Card Industry Data Security Standard (PCI DSS), Payment Application Best Practices (PABP), and forensic procedures. Mr. Vogel can be reached at E-mail: djvogel@403labs.com; Web site: www.403labs.com.