D.J. Vogel, CISSP, CISA, is a Principal at 403 Labs, LLC, an information security firm providing security, risk management, and compliance consulting. He works closely with regulatory agencies and payment card associations to help define and strengthen industry security standards, including the Payment Card Industry Data Security Standard (PCI DSS), Payment Application Best Practices (PABP), and forensic procedures. Mr. Vogel can be reached at E… Read More

Mark Fischer, CISSP, MSIA, is an information security consultant and educator. He has presented classes and speeches to bankers, regulators, and information security professionals across the US, Africa, and the Middle East. He is also an Adjunct Professor in the Master of Science in Information Assurance (MSIA) program at Norwich University (Vermont, USA). Mr. Fischer can be reached at mfischer@403labs.com.