Victor Rosenberg is currently a dilettante and expensive computer consultant, but this article relies on his 45 years of executive experience in the investment, insurance, and computer industries. He holds a doctorate in strategy and a master's degree in technology planning (both from Boston University), as well as a bachelor's degree from MIT. He has been a professor at Northeastern University and the CEO of several successful financial and technical companies. Over the years, he has also been a consultant to such clients as NYNEX, MCI, Northern Telecom, Xerox, Kodak, Lockheed Martin, and Pacific Edge (the obsolete names suggest over how many years). Dr. Rosenberg can be reached at Vrosenberg at rcn.com.